The rates and fees contained in this Schedule are accurate as of August 1, 2007. For current information, call Brentwod Baptisth Church Federal Credit Union at (713) 852-1459. This Rate and Fee Schedule and Account Disclosure sets forth certain conditions, rates, fees and charges applicable to your Share (Savings) Accounts and Club Accounts at Brentwood Baptist Church Federal Credit Union and is incorporated as part of your Account Agreement with us.

TRUTH-IN-SAVINGS RATE SCHEDULE

Account

Dividend Rate

Interest Rate

Annual Percentage Yield (APY)

Minimum Balance Requirements

Share (savings)

$25.00 - 1,000.00

0.25%

$5 to open average daily balance for entire period to obtain disclosed APY

$3,000.01 - 6,000.00

0.75%

$6,000.01 - 10,000.00

2.00%

$10,000.01 - above

3.00%

Club Accounts

(Christmas and Vacation)

3.50%

Loan Rates

SAVINGS (SHARE) SECURED

Up to 90% of share balance - 6.50 APR%

SIGNATURE LOANS

$100 & up 13.00% to 18.00% APR

Auto Loans

4.99% to 16.99% APR for new

5.25% to 17.25% APR for used

The rates and fees contained in this Schedule are accurate as of August 1, 2007. For current information, call your Credit Union at (713) 852-11459. This Rate and Fee Schedule and Account Disclosure sets forth certain conditions, rates, fees and charges applicable to your Share (Savings) Accounts and Club Accounts at Brentwood Baptist Church Federal Credit Union and is incorporated as part of your Account Agreement with us.

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